Personal umbrella insurance

Provide additional liability coverage above and beyond the limits of your other insurance policies.

Do you have the right coverage?

Contact us today to discuss your options.

Personal umbrella insurance is an important consideration for anyone. It provides an additional layer of protection that can help cover costs that exceed the limits of your primary policies. We'll help you find the right coverage to fit your needs and budget, so you can have peace of mind knowing that you are protected against potential excess liability claims.

Quote request

We’ll help you plan for the unexpected with insurance coverage that’s just right for you. For home and auto quotes, click here. For all others, please fill out the form below.

Quote form

Who referred you to us? We'd love to send them a thank you card.

Easy access to policy. Reasonable premiums. Never had an issue making claims.

Customer since 2005

Frank and his entire team at Kirby are true professionals and respond timely with any questions or concerns. While we know that Frank can't control the cost of insurances that Maryland imposes, he and his team will shop around for the best solutions for your needs. We did leave Kirby a few years back but immediately returned the following year. We appreciate their dedication to their customers

Customer since 2009

I appreciate quick response and the fact that I work with the same agent who knows me and offers helpful advice

Customer since 2009

I love the availability you all have to answer my questions. You’re easy to get ahold of!

Customer since 2021

Kirby is always very responsive and tries to make sure I have answers I need. I also love that you reach out to see if I want to review my policy or evaluate my needs every year. I've been with you guys a long time and I love that you've always been great to work with.

Customer since 1996

Tim, yo've always been so helpful to me, digging up the best insurance for my needs at the lowest cost. I appreciate your expertise so keep it up! Don't retire! Faith

Customer since 1993

I appreciate the personal attention and quick responses.

Customer since 1997

Extremely knowledgeable, capable and efficient. The staff is always courteous, and always deliver with any requests I may pose.

Daniel L., customer since 2005

It is nice to consolidate all policies in one place with even lower premiums. I have been Tim's customer for many years.

Customer since 2005

Price is good. Friendly and helpful

Customer since 2019

Friendly, helpful individuals that look out for me. Been with them for 20+ years.

Customer since 1999

Service is always professional and expedient. Needs are addressed well and satisfactory solutions are always met.

Customer since 2016

Great company to work with.

Katrina J., customer since 2008

When I get my renewal and I panick and call my agent(Alan Lee) he always works hard to find me a better rate if available.

Robert J., customer since 2003

You all are always available to help me and my family with all of our insurance needs. Everyone is always friendly and professional.

Customer since 2004

Always willing to quote my needs and offer honest advice.

Craig W., customer since 2013

Frank continues to put me in the best insurance product that is suitable for me.

Jackie J., customer since 2002

You are always available to answer a question or solve a problem.

Dale H., customer since 1999

Great customer service.

Ron H., customer since 2006

It’s nice to be able to work with a company that actually cares about you. I’ve always been able to call and make changes to my insurance or have any questions answered. Thank you!

Benjamin H., customer since 2017

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